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...and avoid disappointment at the
closing of your next home..."
Mortgage regulations have
changed significantly over the last few years, making your options
wider than ever. Subtle changes in the way you approach
mortgage shopping, and even small differences in the way you
structure your mortgage, can cost or save you literally thousands of
dollars and years of expense.
Get the Right
Information - Whether you are about to buy your first home, or are
planning to make a move to your next home, it is critical that you
be informed about the factors involved.
Everyday people are looking for
a mortgage broker, and they are not all created equally. By
taking these few minutes to acquaint yourself with the "How To Get
Your Mortgage Loan Closed ON TIME, Guaranteed" Report, you can
greatly increase your chances of getting your loan, hassle free,
closed on time and at the same time, save thousands on your
mortgage.
Do they set themselves apart
from the others by offering innovative marketing plans to close your
loan On Time, at the best possible rate and with no hassles?
Will they aggressively search
for the best mortgage loan for your situation? What
programs do they offer borrowers with unique needs, such as first
time buyers, high income with little or no savings or low down
payments? It’s important to rate your lenders reputation for
speedy processing, knowledgeable loan service and meeting contract
deadlines.
Are they accountable to you?
In other words when they promise
to get you a mortgage loan, do they offer you a guarantee (in
writing) that you will get this amount of money on the date of
closing of your transaction?
YOUR "100% ON
TIME CLOSING" GUARANTEE
A new and innovative program
that some brokers offer actually guarantees, in writing, that you
will receive 100% of the agreed upon amount of your loan on your
closing date.
Here's How It
Works!
When you agree to a mortgage
loan with a broker offering the 100% On Time Guarantee program
here's what happens:
1.
This broker will review the 100% On Time Guarantee program with you
and explain the details. (See a sample of information below,
that may be found in such a certificate.)
2.
You will disclose the date of the closing and they will then ensure
you have your funds for the closing.
3.
They will also review what is required on your part to have your
loan close on time.
4.
No empty promises. These brokers put their money where their
mouths are, they are accountable to you. The guarantee is in
writing. If your loan does not on time as promised, these
brokers will pay you the predefined amount out of their own pockets.
100% On Time
Closing Guarantee Certificate
This is to certify that, upon
the unsuccessful closing of (your name here)'s loan by (name of
broker) on the closing date specified below, (broker's name) will
pay you (predefined amount here) in CASH.
Such an agreement could also
include the following conditions:
?
the predefined amount may be set to a percentage of the loan
?
a successful sale of the stated property must occur on the date
stated in this agreement
?
The borrower understands that this is not a personal guarantee of
the funds
At the bottom of the certificate
there should be a place for you and your agent to date and sign the
agreement.
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